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Investing, like all major life decisions, is a risky process. The main risks involved with investing are not knowing how your investments will perform and losing out on your primary investments. But not all assets are risky. In India, investors do have some risk-free investment opportunities.

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Equities provide an excellent opportunity to maximize your returns, provided you invest wisely. There are several ways to invest in equities. For example, investing via mutual funds, tax-saving equity-linked savings schemes (ELSS), the National Pension System (NPS), or investing directly in stocks.  Equity markets are looking even more promising as millions of Demat accounts were…

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This is often the dilemma – one has surplus money to invest but is confused between lump sum and SIP investments. Choosing between a one-time lump sum investment or a periodic SIP investment hinges on your familiarity with mutual funds, the fund you have in mind, and your financial goal.

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The primary purpose of stock market investments is wealth creation. Share market tycoons like Warren Buffet, Rakesh Jhunjhunwala, Radhakishan Damani, etc., have multiplied their wealth over the years using long-term investment in stocks. On the other hand, the stock market has historically been the synonym for fear of huge losses borne by relatively new investors….

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Anyone who follows the stock market dreads the term “bear market.” Not only are they inevitable, but it’s even difficult to predict how long they might impact the market. Smart investors are those who survive in these times and manage to generate wealth. Before exploring these winning strategies, let us first understand what a bear…

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Many individuals tend to concentrate their savings in asset classes that have the potential to provide a high return on investments. This strategy can be a double-edged sword.

While a concentrated portfolio can deliver inflation-beating returns, it can also significantly increase an individual’s risk exposure. Furthermore, market volatility can create a sense of perpetual uncertainty about the safety of capital.

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It is a myth that you need a lot of money saved up to start investing in stocks, and truth be told, you can start building a solid portfolio even with a few thousand rupees. The following stock market guide should help you get enough clarity to start your investment journey without any worry.

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In this Article How are ETFs taxed? Exceptions Tax Planning Strategies with ETF Investing in ETFs is a great way to diversify your portfolio and take advantage of tax efficiency. ETFs or Exchange Traded Funds are considered a type of security that tracks an index, commodity, or sector and they are bought and sold by…

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Getting worried about the future is a good sign. It means you are thinking ahead and want to save yourself from a financial disaster. Perhaps, it is time to stop worrying and start looking for answers when it comes to effective investment plans. In this article, you will get the solution for a financially secure future and retirement by using effective long term strategies. 

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Indian stock markets are at an all-time high, and economic reforms by the government are making way for ample opportunities for all. Add to this the power and drive of the youth – one of the highest in the world – and India is the fastest-growing emerging market. The July 2021 World Economic Outlook estimates India’s GDP to grow 9.5% in 2021 and 8.5% in 2022.

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It is always sensible to know how much return you are getting from your investments. It is necessary for all types of investment, including mutual funds, stocks, and even a simple savings account. But when it comes to calculating the returns on regular investments, such as the average return on SIPs, many factors affect the…

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Warren Buffet is known to have said, ‘Successful investing takes time, discipline and patience. You can’t produce a baby in one month by getting nine women pregnant. So, to become a successful investor, you need time on your side.  Long term investing can help you amass a considerable corpus for your long-term goals through compounding…

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In this Article What is the importance of portfolio diversification? Why do you need diversified investment? What are the six types of diversification? Earning wealth is not enough, making it grow by making investments is important. Surprisingly, even some high-net-worth individuals are confused about portfolio diversification. You may have made good investments, but you need…

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From millennials to senior citizens, portfolio strategies are equally important regardless of age. Mutual funds and exchange-traded funds (ETFs) have been key players in designing these portfolios. They offer a wide range of options and are less risky than investing in individual stocks. Despite their many similarities, it remains to be seen which one is better: ETFs or mutual funds.  Before we explain the difference between ETFs and mutual funds, let’s take a look at what ETFs are.

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Any discussion on stock markets always revolves around two concepts: risk and return. In both instances, your financial goals as an investor are taken into consideration. For maximum returns, you need different investment strategies based on their risk analysis. One of the best strategies is risk diversification.

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Long-term investment means having different types of assets such as securities, mutual funds, stocks, shares, etc., for more than a span of 3 years. Investments should be made for a long span of time, like 3, 5, or 10 years.

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Exchange-traded funds, shortly called ETFs, are the financial instruments where the money pooled from various investors gets invested in a basket of monetary assets such as shares, debts, bonds, and derivatives. 

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Systematic Investment Plan or SIP has enabled investors from all walks of life to enjoy the benefits of a well-managed investment portfolio. Besides encouraging a disciplined savings and investment approach, SIPs have proved instrumental in generating a reasonable amount of wealth, when invested with a long-term perspective. As accessible and easily manageable investment options,  SIPs are generally preferred by millennials.

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The face of the Indian stock markets has changed considerably in the wake of the pandemic. Mid-cap stocks and small-cap stocks have especially booked stellar returns for their investors since the market rally towards the end of March 2020. Several mid-cap and small-cap stocks outperformed their large-cap peers and recorded new record highs during the past one and a half years.

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Index funds are a type of mutual fund scheme in which at least 95% of the portfolio is invested in the securities of a particular index. Index funds track an index, like the Nifty 50, S & P Sensex, etc., and invest in the securities that the index invests in. There is no active fund management as the portfolio mirrors the benchmark index. As such, index funds in India are also called passively managed mutual fund schemes.

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Are asset allocation and diversification related to each other? To understand this, we need to first understand what is asset allocation?  Asset allocation is a strategy that helps balance return versus risk by adjusting the asset in a portfolio. Asset allocation is done keeping in mind income flow, investment time and goals.

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Diversification is the strategy of dividing your funds across different asset classes to minimise your vulnerability to any particular type of investment. This method is designed to assist you in lowering your overall portfolio uncertainty. Understanding the benefits of diversification will help you manage your familiarity with risk against your investment period, which is one of the essential goals of trading.

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A systematic investment plan (SIP) allows you to put a small amount in your favorite mutual fund scheme monthly. For Example – With a minimum SIP amount of Rs.500, you can start investing. There is one common question among many beginner investors. That is – how much SIP is good? The easy answer is – Invest at least 20% of your salary. A predetermined sum will be deducted from your bank account every month when you activate a SIP, and it is invested in the mutual fund of your choice. You don’t need a big lump sum of money to get started investing in mutual funds using SIPs. 

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The famous Greek philosopher Heraclitus once said, “Change is the only constant.” This general philosophy is applicable in the stock market, too. When one thinks about the stock market, the first thought which comes to mind is high returns, immediately followed by volatility.

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An ETF stock is a basket of securities that tracks an underlying index. ETFs invest in shares of the companies, fixed income securities including bonds, commodities like gold, and other securities. These securities are called the holding of the ETFs. 

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When the question is about diversifying your investment portfolio, the term ‘ETF’ is floated frequently. But, what is an exchange traded fund (ETF) and how do you know which one is the best ETF in India for you? 

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ETFs vs stocks is unarguably one of the most discussed and debated topics in the world of investing. To choose between ETFs vs stocks, one should understand the features and characteristics of each of these instruments. Both ETFs and stocks are traded on the stock exchanges but have distinguishing features like risk factors, diversification, no. of securities, etc.  A deep-dive analysis enables investors to make informed decisions on stock market investments and ETF investments.

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Exchange-traded Funds (ETFs) are traded just like stocks on an exchange. These funds offer a wide variety of sectors for investors to choose from and helps to create a diversified portfolio for a low-risk investment. It provides a high investment return setup subject to various investment risks associated with it.

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Exchange Traded Funds were created first in 1993 in Canada. The ETF Stocks have exploded ever since and in the USA alone, have crossed USD 20 Trillion in trade value over the last year. Investors in India seem to follow a similar trend as the ETF investments have exploded 14X from 2015 to 2021 with Assets Under Management of nearly INR 2,47,000 crores.  

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Although ETF and mutual funds might look similar, there’s a fine line of difference. An Exchange Traded Fund is not a new concept. It is a basket or collection of instruments having a particular category, allowing investors to invest in all such securities at a fraction of the cost of individual securities. The first ETF was created back in 1993 in Canada. The ETF markets in India have proliferated in the past decade.

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The Indian investor diaspora is very unique. Investors are highly cost conscious, often not well informed about financial products, and demand top quality services. Further, the ubiquity of digital solutions in various other sectors has created a preference for seamless and holistic products and services that optimally leverage technology to improve the customer experience. This…

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Why do people invest in actively managed funds when there is overwhelming evidence to support that actively managed funds are unable to consistently outperform their benchmarks? According to the recently released S&P Indices Versus Active Funds (SPIVA) Scorecard,[1] in the first half of 2020, the majority of the actively managed equity funds in the Indian…

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We are all collectively navigating unprecedented times. The COVID-19 pandemic has had a widespread impact on our lives. It has changed the way we interact with each other and the way businesses engage with their employees and consumers. It has also put the spotlight on risk and the importance of health. When it comes to…

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Market Liquidity – Advantages and Pitfalls! It is very difficult to swim in shallow water. However, if you are a good swimmer then you will enjoy swimming in deep waters. On the other hand, if you are a bad swimmer or are carrying too much weight, you can also sink in deep waters. Market liquidity…

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How Digitization is Changing the Investment Management Landscape Digitization is creating ‘wow’ moments for customers across industries. Whether it is hybrid retail models that provide online shoppers with a dedicated salesperson or e-pharmacies that will fill and deliver your prescription once you upload it, digital solutions are bridging the distances between businesses and their consumers….

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Advised wealth management is charting a new course for investment management Have you ever picked up the newspaper and read about a great investment deal which you would have loved to be a part of but could not access because the threshold limit for investment was very high? Have you wanted to invest as per…

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What do ETFs Mean? Exchange Traded Funds or ETFs are an innovative way to invest and have become popular globally ever since their launch in the USA in 1993.  ETFs follow the mutual fund model wherein multiple investors pool their funds and a fund manager will invest these funds for them. ETFs can include different…

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Posted on by anubhav705

A big problem we face whilst managing our savings is the complexity of it all. With fixed deposits yielding near zero or even negative (depending on how those are calculated) returns, perforce not just the employed but retires may need to have a look at what sort of returns, post tax, they receive.  Furthermore, some…

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Odd as it may seem and notwithstanding the recent debacle in the Mutual Fund Industry, we are really spoilt for choice as to how we can manage our savings. Take for example our protagonist who works for an e-commerce major. During the Pandemic, she has had enough of her distributor (of mutual funds) after the market (and her…

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Ever noticed the fundamental difference between a Tesla and the cars our parents drove? At the heart of that revolution (electric vehicles have been around almost as long as regular cars) is hereto unseen harnessing of the power of the computer. As the world around us has become more complex (along with an incessant need…

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Markets are volatile and my portfolio, after crashing through the floor, is all over the place and in the short term, I don’t know what to do and my advisor/asset managers are telling me to hold the course — it is a common phrase in the markets right now. Unfortunately, most retail investors invest when the…

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An Investor’s dilemma: She is an aware professional and executive. In the global turmoil of the past few years, her experience with advisors and distributors hasn’t been great and now she wants to take charge to look at options of how she can do this herself. However, there are a few hurdles. Primarily, what to…

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A Big Move: Taking LIC public with an IPO could prove to be one of the Modi govt’s better decisions The Narendra Modi government’s decision to divest from the life insurance behemoth Life Insurance Corporation of India (LIC) through an Initial Public Offering (IPO) might have come as a desperate move at a time the…

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Hammered: Cash (or liquid funds in Mutual Fund parlance) gave negative returns, Yet-another-Bank collapsed, Equity Markets tanked, government securities were all over the place (catching yet other mutual fund managers by surprise and Gold lost its luster. Not to mention the lockdown ensured the bottom fell out of the real asset market (including real estate)….

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Posted on by anubhav705

With the markets overheated, the COVID-19 pandemic provided the trigger for a global correction across asset classes. While equities crumbled, flight to safety assets like gold too saw sharp falls leaving investors scurrying for cover in cash and treasuries. As the coronavirus marched on through the EU and onwards to the United States, governments scrambled to…

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Each Wealthbasket is unique and opens you to an Investment Strategy or theme managed by experts following intensive research and Investment principles whether it is Smart Beta, Active Strategies, Index tracking ETFs or MFs. Invest in long-term, short-term, thematic, sector based wealthbaskets following research and Investment principles for better risk adjusted returns. 2. Access to…

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WealthBasket is a basket of Equities, or ETFs,that helps you build low-cost diversified, long-term as well as short term portfolios. Each WealthBasket reflects an Investment strategy or Theme or an idea with underlying stocks or ETFs or MFs weighted following a rigorous research process. Risk and Return diversification Diversified portfolio protects you against market risk…

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Build Wealth, One Basket at a Time First B2B open distribution platform that curates custom investment products across top quality investment advisors that are otherwise not available, inaccessible and undiscoverable to retail investors. Manufacture/launch basket productsBuild your own basket products on top of direct Equities, ETF’s and Mutual Funds. 2.Manage/Rebalance the basket on an AUM…

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